Cosmos

Welcome back to the show, my fellow extraordinary Americans. Today’s guest is Angela Tipton. Angela is an entrepreneur, investor, marketing and communications manager, content strategy expert, and consultant.

At 19, Angela was diagnosed with Crohn’s disease, yet she refused to let her chronic illness define her. Ambitious and career-driven, Angela built a successful career with various Fortune 500 biotech and life sciences companies over the next decade. While building her career, she maximized her income, made significant financial investments, and paid off $85,000 of student debt in 18 months. While optimizing her savings, she learned to live below her means and on her terms.

Angela started her first business in 2017 and today focuses on helping people achieve financial freedom in their careers. fireyourcareer.com 

She’s passionate about building a career to fuel a fire lifestyle because she believes everyone deserves to live on their terms. She’s an extraordinary American, and I’m glad to have her on the show. Angela, are you there?

Angela

Cosmos, it’s great to be here. Thanks for having me.

Cosmos

Thank you so much, Angela, for taking the time to do this podcast with us. Can you tell me the audience a little bit more about yourself, your background, your story, and how you got started?

Angela

Yeah, absolutely. So, of course, my name is Angela, and you already introduced me well, but just a little bit about my background. When I was diagnosed with Crohn’s disease, it was a very hard awakening moment for me. But, as you had mentioned, I decided that I did not want to be defined by my diagnosis.

So, I decided to still pursue my ambitions, which were to pursue a career at the time. And I did that. Along the way, I struggled and had bumps and falls. Still, throughout my journey, I was able to build a successful career, increase my income, and learn what I needed to learn about investing so that I could really gain a lot of financial freedom. 

My journey is not over. I still have many financial goals I want to achieve, but I’ve learned many things along the way. These learnings have helped me apply them to what I’m achieving or seeking to achieve with my goals. I’ve been able to do many things, and I’m very excited to share with your audience what some of those things are so that I can spread that knowledge and help others succeed.

Cosmos

Angela, I appreciate that so much.

But for the audience’s sake, Angela, can you Tell us more about Crohn’s disease and the motivational factor that allowed you to push forward despite having it?

Angela

Yeah, absolutely. Crohn’s disease is one of the types of inflammatory bowel disease. It is a chronic illness. It is something that, yes, does impact my day-to-day life. It is hard to live with at times. I’ve had my health downturns. I’ve had my struggles. I’ve had days when it’s been hard to get out of bed. 

But despite those challenges, I’ve still been able to do many of the things I sought out for myself. So just because I have Crohn’s and I have this struggle with gastrointestinal pain, and I have very heavy fatigue at times, low energy, all of those things have been hard to overcome. And, yes, I’ve had to overcome the struggles. I’ve had to get on a treatment schedule that would help me maintain my health. And even then, I’ve still had some downturns in the past.

I actively manage it all the time. Despite that, I continue trudging forward and doing what I can to achieve my goals. I’ve always been ambitious and never wanted to lose sight of what was important, including my goals.

Cosmos

So, Angela, I know that from there, you went to work in various Fortune 500 companies and then started your first business in 2017. Can you tell us your strategic goal and vision from working in Fortune 500 companies to where you are today?

Angela

Yeah, so it was a long journey. Honestly, I was always looking to experiment and was curious. 

So, I wanted to see what I could do and what some of the limits of my potential were. One of my philosophies to this day is, where can I do just 1% better? Where can I do something a little bit better? Take where I am today and do a little better with that. And I did that by paying off my student debt. That’s how I managed. One of the ways I managed to pay off $85,000 of student debt in 18 months. It’s how I got to where I’ve gotten in my career. It’s how I got to the point where I was starting a business I led with that curiosity and where I can do just a little bit better.

 So, my journey and what I encourage others to do is to be honest with yourself about where you’re at today. And it doesn’t matter if you’re not where you want to be most. To be fair, most of us are not where we want to be daily. But take where you’re at and be honest about it, as painful as it might be or as happy as you might be about your circumstances. And think into the future. Where do you want to go? What do you want to do? It can be a big goal, it can be a small goal, it doesn’t matter. But what is important to you, and what would allow you to live on your terms? From there, start to break it down. 

So, do a little bit better today. And I like to use the example of if you want to be a runner and you’re not a person that can even fathom getting off the couch, there’s lots of couch to 5Ks pro programs. But I like to use this philosophy because it’s really simple. It doesn’t have to be running; it could be anything else. But the concept works the same. If your goal, and it’s really important to you, is to run a marathon one day, yet you can’t even fathom walking around the block or going for a short run, just go for a short walk around that block. 

The day after that, it can be two blocks around or two walks around. Two, two blocks around. After that, maybe you run three blocks, maybe one block, and you walk the other two blocks or whatever. Eventually, if you’re doing just 1% better daily, you can achieve a lot, and it doesn’t feel like much. It doesn’t feel like it. It may not initially feel like you’re progressing much, but you are. So, that is one thing that I like to apply in my life when it comes to achieving goals. Angela.

Cosmos

This reminds me of a book I read called The Compounding Effect by Darren Harding. It talks about doing a little bit daily, creating these habits, and improving incrementally. Eventually, it compounds, and it just snowballs into something else.

Angela

Absolutely. I think I took a lot of inspiration for this philosophy or this way of achieving goals from investments. If you look into investing, how to gain wealth, and why the wealthy tend to stay so wealthy and get even more wealthy, it is this power of compounding. So if you look at your investments, if your average return and I’m just going to make up a number, if your average return is 8%, that 8% then becomes another number, and then you’re getting 8% on that new compounded interest. And it just continues to snowball.

 So it doesn’t feel like much, at least initially, especially when you’re first picking up steam. But it does. It compounds, picks up steam, gets faster and faster, and allows you to achieve things that you might not have initially thought were possible.

Cosmos

So, Angela, it’s quite a lot to ask you over here, but I wanted to get back to you about paying out the student loan debt of 85k in 18 months. So, many people take years to pay off student loan debt, live their lives, and do their jobs. So, for the audience’s sake, how did you do that?

Angela

Yeah, yeah, great question. So, I would like to start by explaining where I started. I first graduated with my undergraduate degree and eventually went to graduate school. 

But when I received my undergraduate degree and my student loans kicked into repayment, I couldn’t even afford the minimum payments, which was embarrassing for me then. I felt ashamed because I had these far-achieving goals and wanted to do so much. 

So, being unable to pay even my minimum wage was painful. I ended up having to go onto a graduated repayment plan. But what I did is, over time, as I got into my career and started to get higher incomes, I could put more into my student loans. And at a certain point, as I mentioned, I went to graduate school and acquired, of course, even more student loan debt. And by the time I was done with my education and my husband was done with his, we had over $100,000 in combined student debt. 

So I think we had something around $130,000 at the time, which at the time felt a lot, and it felt just like this giant monster that we would never get rid of. But, when we decided to pay it off once and for all, I think it had dropped to about $105,000 over the years. We also created a vision board with many of our goals, dreams, and things we wanted to achieve. One of the things that worked well for us was that we started tracking once we committed to Paying off our student loan debt; we started tracking the month-to-month toll, which was a great incentive to get us to pay down even more. 

So, as I mentioned, we started tracking when it was about 105,000. And we put that on the chart. And at first, if you look at our chart, I still have a picture of it today. If you look at it, it doesn’t go down by very much on a month-to-month basis. When you started, I think it was 105,000 in the first month. The next month was about 104, then 103. I mean, it went down a little bit, but not by a lot. But if you look at the end, it went down really, really fast. And this is where we use that 1% better. We continued gaining income increases. We took on some additional jobs as well, and we were able to put more into our student loans.

 Toward the end, we picked up a lot of steam. And yes, that last $85,000 we paid off in 18 months. Another thing we did that was really helpful for us was consolidating our student debt. And I know this area can be a bit controversial because sometimes when you consolidate your debt, whatever it is, the APR is higher than it might have otherwise been. In this case, it was lower. 

We had an average of about 4% APR, so we went from an average of about 6.8% to about 4%. We were paying a lot less interest every month, which meant that more of our monthly payments went towards the principal. That was something else that allowed us to put a lot more money into that total amount and pay it off faster. So, that was what we did to pay off our student debt once and for all.

Cosmos

Well, that’s very inspirational because, for many people, it’s very daunting to have about $ 100,000 in student debt. It can feel like the end of the world a lot of the time because they feel like they’ve been enslaved for a long time. 

But, as a friend once told me, if you have a very big problem, you tackle it by dividing it into small problems and tackling them individually. And it seems like the way you looked at it was you. You went at it small, like 1%, 1%, and then over, and then it made the big problem look smaller, and that’s how you got over it. Eventually, absolutely.

Angela

And yeah, at first, it felt like this giant monster that we would never pay off. It just felt so big, so impossible to pay off. But that’s what we did: we looked at what is realistic for us to do this month and next. Can we do just a little bit better? And yeah, it might be an extra $50 here, maybe an extra hundred dollars the next month. And we did. We continued just to pick up steam. And the snowball effect worked in this case, allowing us to pay it off much faster.

 But if we had tried to create this giant snowball all at once, it would have felt even more impossible, and we would probably have given up and not even tried.

Cosmos

Yeah, dividing a big problem into smaller problems and tackling it one by one is so essential because a lot of people, like, they feel overwhelmed, you know, like with just, with everything that’s going on in there, in their lives. It can be overwhelming.

But my next question is, you talked about living below your means, right? Like in the buy, when we were talking about it. So, in today’s world, we have inflation, and before then, it was easier to live below your wage because wages were relatively closer to inflation. But now, in the last four years, inflation has been high. 

So, from your perspective, how would somebody tackle inflation and debt, given what’s happening today?

Angela

Yeah, and I’ll admit, in this day and age, the way inflation’s been, it’s gotten harder than ever to do that. But with that said, it is still very, very achievable to live below your means. But it does require a lot of mindfulness, being conscious about your spending, building a budget for yourself, and sticking to it. And I get that it’s easier said than done at times. As I mentioned, I was at a point when I had just graduated with my undergraduate degree and couldn’t make the minimum payment with my student loans.

 So it’s hard, when you feel like you’re living paycheck to paycheck, to feel like you can get ahead. And this is where I would encourage people to, okay, yes, be honest about your situation and the challenge that exists today. But then also ask yourself, honestly, is there a place where I can do just 1% better? And I will use an example; you can use any example that applies to your life. But if you’re building a budget, which is one of the first steps, I recommend looking at your expenses monthly. Are there things you can potentially eliminate that you don’t need? And if you can’t do that, it’s understandable. I get it. It’s hard to do that the way the economy is right now.

 So if that’s not achievable, okay, then something else has to change. Maybe instead, you get an increase in your income. Maybe it’s negotiating a salary increase with your current employer or getting a new job. There’s no right or wrong way to go. Any of those things would work. But if you’re in a situation where you can cut back, that’s the other thing that can help. Maybe you cut back on a subscription that you’re not using. Netflix or Samsung Prime or whatever, it doesn’t matter.

Cosmos

It would be so hard to get rid of Netflix. Like, I agree, that’s what’s necessary to be successful, but it’s just like, it’s like that addiction, you know, I get that.

Angela

I get that. And that’s where you have to be honest about your situation now. For me, years ago,  I got rid of my cable package. I wasn’t using cable, and to me, cable is just something I didn’t want to pay for. It could be anything. 

And for some people, the cable is non-negotiable. It’s not something they’re willing to get rid of, and that’s okay; it doesn’t matter. But try to understand and be honest with yourself. What, what works for me, what doesn’t work for me? Is there something I can cut back on? 

And again, the goal is just to get to the point where you’re living below your means. You can cut out certain things. You can also increase your income. But the one thing I will caution you about is if you will increase your income. That is a great goal and something you should strive for if that’s important to you. But don’t allow your lifestyle to inflate along with your income, which is a really easy trap to get into. Be conscious of your spending, and if you achieve this goal of getting a new job or successfully negotiating with your current employer, that’s fantastic. Now, apply the discipline, and do not allow your lifestyle to inflate alongside that. 

And there are a few tactics that you can use to help you with that. One thing that I love to use is what I have on my accounts. I have an automatic transfer from my checking account to my savings account. I also have automatic investments for my retirement and other personal trading accounts. That way, I never see that money, and I never miss the money I don’t have. That’s going straight to my investments, and I don’t have to worry about it. I don’t have to think about it. I don’t have to think that I have this money that I don’t have.

 It’s already been set aside for those things, so naturally, I don’t feel like I have to or want to spend the money on something fun. Don’t get me wrong; I still have fun things that I spend my money on, but I have this minimum that I require of myself for my investments and my savings, which helps me stay disciplined.

Cosmos

So, Angela, as a continuation of this, many in the audience would ask you know what? Saving is really good. Having financial discipline is good. However, with the current situation, where the banks are printing out a lot of money, our purchasing power of individual dollars is being devalued and reduced. Right. 

So the same $20 you could put into the grocery store will buy you less and less stuff. So even you would say that even if we put our money in the current form in our ah, savings account, the inflation is just eating it away. So, from your perspective, how would you tackle the ravaging of fakes and the effects of the government just printing out trillions of dollars in the long term?

Angela

It is a tough situation where you realize that you’re making this income, and it’s not going nearly as far as it used to be. Right. I mean, even in my household, where we have a lot more financial freedom and flexibility, we’re realizing that same thing that, you know, going out to eat might have cost us. Just a few years ago, maybe it was $20, now it’s $50. It’s gone up significantly in just a pretty short amount of time. 

So I get that. And it’s harder and harder to make those choices. And I get the reality at times, that sometimes there just are not things that you can cut back on, in which case if you’re finding yourself in that situation, you’re struggling to make ends meet. This is a time to invest heavily in your career and what you’re doing from an income standpoint. And that can mean a lot of things. It can mean that you start a side hustle, run door dash on the side, or pick up odds and ends jobs here and there. I’ve been there, and I’ve done that. That’s some. I like having a side hustle here and there. It makes me feel productive, and it’s something I enjoy. 

So that’s one avenue that I recommend. Sometimes, you can have a side hustle and turn it into something else. I also did that and turned my part-time business into a full-time gig. That is another achievable thing that can give you much freedom and flexibility. It can also give you gains you might not see in your regular career if you’re much more focused on your career. 

I help people learn this before they start their careers. The methods of achieving financial freedom that I look into or explore are a lot more traditional means of building a successful career. What I mean by that is you build a career and start making small gains in your income through promotions or strategic and focused job changes. 

And I’m not saying that you only focus on jobs or building a career for financial means. Still, I think that is an important consideration, especially in this day and age where it’s getting harder and harder to make ends meet, where it’s harder to make the mortgage or the rent payment or to afford groceries. 

All those things are true, painful points. And it’s hard to figure out a way to move forward when things are as challenging. But there are still avenues to break free of those financial chains of debt that wear us down. There are ways to move forward with financial freedom; one way is through your career. 

So you, again, are honest with yourself about where you’re at in your career. But then look for what the next thing is and what the next step in that career is. Perhaps you need to gain some new skills to achieve the next level in your career, whatever that is.

Maybe you do night school—that’s something I did as well. You can also take online courses to help you prepare for whatever next step, and so on. You can do many little things to prepare for that next step that will help you achieve another level in your career and prepare you for today’s financial circumstances.

Cosmos

So Angela, in addition to doing a career. Like, ah, a lot of people, what they do is they try to invest in something, right? Like whether it’s another business or an asset or anything. But from your perspective, how would somebody go about making financial investments in a way that they will attain financial freedom?

Angela

Yeah, absolutely. So, the first thing I will say is that I teach people to use methods that I have used. They have worked well for me. But the first thing I recommend to anyone who wants to get into investments is it is very, very worthwhile to invest in your education when it comes to investment. 

So, if you want to learn more about investing in the stock market, I encourage you to learn what you must do to succeed. That’s where I started. I started reading many books on stock market investing because when I started investing in my first retirement account, when I had no training, education, or anything, I had no idea what I was doing. I remember speaking with my employer then, and I would appreciate it if you could advise me on what to do. 

And he said I’m not a financial advisor. I can’t give you financial advice. 

So I felt like, okay, well, I guess I’ll make a choice that I think makes sense for me at the time. But I honestly just wasn’t sure after that experience I committed to, you know, I don’t want to feel like that again. I want to feel like I can make my own choices and figure out what I want to do regarding my investments, but I want to do it in an educated way. So that’s when I started pouring through different financial investing books and so on. 

I encourage others to do the same. That said, I have learned a few things. I started investing in index funds. If you’re not familiar with them, they are a great way to capture a large segment of the market while also balancing your risk. 

And what I mean by that is if you invest in an index fund that models S and P500, for instance, really what you’re doing is investing in a portion of. Of those 500 stocks, instead of just picking one stock and running with it. That is a much more balanced way to focus your investments while managing your risk. 

So, if it makes sense, I encourage people to invest in index funds. That’s what I do. I invest the vast majority of my time in index funds. I also take a personal interest in investing in general. So, where I like to be a little bit risky when investing in individual stocks, it’s a bit of a game. I have fun doing it. 

So, I pick out individual companies that I will invest in. That said, again, most of my investments are in index funds. And to this day, I’ve been investing for years and years, and it’s worked well for me. I tell people again to invest in their education, be honest about their financial goals, and choose investments that make sense to them. But starting with index funds is a great way to go, especially as you build up your education and knowledge of investing.

Cosmos

Well, Angela, you’re right when you say that education, like investing in your education, is the best investment. That’s what extraordinary America is about because you cannot attain financial freedom without attaining a financial education. 

And not just any education, the right education. Because, you know, and if you go to colleges these days as they give you these four-year degrees, you don’t learn anything about finances, investments, and becoming financially free for the most part. And so

But my question is a continuation of this one. You know, there’s a lot of, like, too much information on finances across the Internet and everywhere. So, from your perspective, how should somebody look at the right places to get the right education?

Angela

Yeah, great question. I love to read. That’s kind of my avenue. And I get the. Reading books is not for everyone. Some great courses are available. Some YouTube videos can even be a great place to get started. I like to read, so I have found a few different financial books on Amazon, and I also recommend a few on my website. 

So, if you want to check out any of the books I recommend, I’m happy to share that, too. But that is one place I recommend starting with reading a few books. You can read a few articles. I also posted some tips on my website. There are some really simple ways to get started with stock market investing, for instance, if it’s entirely new to you. 

And I would say just start simple; start from where you’re at now. When I started investing in the stock market, one of the things that I started doing was because I didn’t have A lot of confidence in what I was doing, and I didn’t want to waste a bunch of money. I found a stock market simulator, which I also recommend others to try out. If you’re not sure and you’re not willing to take risks initially, first of all, I get that because I was in the same place. Investopedia has a great stock market simulator that allows you to use play money to invest in the stock market. So you’re not putting any real money in. And it simulates the market in real-time. 

So it gives you an understanding of, okay, would these choices have made sense for me? Should I have gone a little differently? What it does is it gives you the. To invest with fake dollars without the risk of actually investing dollars that you don’t want to lose. That helped me immensely and gave me the confidence to make the choices I needed. It helped me understand better how the stock market worked and so on. 

So that is one really simple resource. If you don’t, even if you don’t want to read any books on stock market investing that even YouTube videos bore you, I’d say do that because, to me, that’s a fun game that you can do that has absolutely no risk. It’s free, easy to get on and sign up, and you can do that anytime.

Cosmos

Well, I would recommend my audience check that out because they need to learn about this stuff, especially the St. Right now, with the market, many people are talking about a recession. Some people are talking about inflation following a recession. So, I would want the audience to do due diligence on that.

But Angela, what is the biggest lesson or insight you’ve learned throughout your career? Would you want to share it with the audience?

Angela

Yeah, I think the biggest lesson that I learned is that throughout my career, and as I’ve struggled with my chronic illness, I’ll admit there were many goals or there were many hurdles that I ran across throughout my career that I thought would be impossible to overcome. 

I will say that there are many goals, even far-achieving ones, that are much more achievable than you might think. You just have to put the steps in place to do that 1% better, and you can achieve many things. The other thing I’ll point out is that, especially since yearly resolutions are often a thing, you might want to set a yearly resolution. Those tend not always to be super successful. It doesn’t matter where you stand when it comes to yearly resolutions. 

However, what I think is important is to set resolutions or goals in the near term and also in the long term. Your long-term goals might be within a time horizon of five to ten years, and they might feel hard to achieve, but as long as you’re making continued progress towards them, you can do a lot towards achieving those goals. 

So, it’s not true just because the current circumstances might be difficult, and you might feel like some of these goals will never happen. Some of those things might be hard to achieve, but if you are diligent, focused, and determined to make it happen, just do 1% better, and you can achieve a lot more than you might have initially realized. The other thing I think is important to recognize is that current circumstances are very hard. I think what is important to remember, though, is that you still have this thing called control. There are certain things you can control and certain things you can’t control. You can’t control the economy; it’s tough. You might want to, but it’s just one of those things that you can’t. But what you can control is your finances, budget, intentions, goals, and how you achieve those goals. 

So there are still many things you can do. And that’s one thing I can say that is great as Americans is that we have the freedom of choice. There are many things that we can do. Our circumstances might be challenging, but we can still strive to achieve financial freedom and financial, career, or otherwise goals. And there is a lot of flexibility within that. Having traveled quite a bit throughout my career and in the past, I’ve learned that being an American is quite a privilege. And there are many things we can do that other countries do not have the luxury or the benefit of.

 So I think it’s important to remember that there are things that we can do as well. And there is a lot that we can control. There might be circumstances we can’t control, but we can do many other things that personally affect us.

Cosmos

Angela, one thing that I would want the audience to take away from this is to do 1% better. Because what you’re saying is right. As long as we do 1% better than the previous week or the previous day, we just do a little better and take small actions toward the goal. We also have to have a goal and a vision. 

I like that you mentioned that you had a vision board while paying off your debt, and then you had the incremental graduation where you did 1% better. If we have a goal as entrepreneurs and as somebody who wants to start a business, we have this incremental graduation where we do a little daily action. Then we’re headed towards it; we will achieve what we want. We have to have discipline and determination. But that’s the common trait of entrepreneurs. You know, that’s what differentiates entrepreneurs. Some people are living paycheck to paycheck.

Angela

Absolutely. We can always do something, and it’s 1% better. It’s always a little bit better the next day.

Cosmos

So, Angela, you know, America is about freedom, right? But on the financial front, because many people live paycheck to paycheck, they have a lot of consumer debt and are going to inflation. So, how do you think Americans should tackle debt and inflation to become free and realize their identity of freedom?

Angela

Yeah, absolutely. So that’s something I know we had talked about before: As an American, it is easy to get into this trap of constantly being in debt. It is easy to feel like we must live by our means, especially when inflation has been such a challenge. Sometimes, it feels like that’s all you can do. And it’s also hard that when you see your neighbors doing well or buying a new car, you want those things too. And those things are completely understandable.

Cosmos

Keeping up with the Jones, Right?

Angela

Exactly. Exactly. I mean, that’s what you want to do. It’s our human nature to want to keep up. Right. And we don’t like to feel like we’re behind. We want to feel like we’re fitting in and getting the same nice things. But the reality is that it takes a lot of discipline as an American to pay off debt and stay out of debt. And yes, in this time and age, with inflation the way it’s been, it’s getting harder and harder to do that. 

And I recognize that I realize that that is a challenge. But despite that, there are still things that we can do as Americans to live lower, below our means. And we talked about that a little bit. It’s increasing your income. It’s one of those things you can do. But it’s also paying down your debt, being honest about your budget, and cutting out things you don’t need. And I know that those things are sometimes easier said than done.

 Admittedly, I was there as well. When I started my career, I was not even living paycheck to paycheck; I was living below my paycheck. I needed a graduated repayment plan for my student loans simply because I could not afford the monthly payments. 

So there are times that that’s where we start. It doesn’t matter where you start, though. What matters is what you are going to do about your current situation. What are you going to do right now? Be honest about your situation, even if it’s not where you want to be. 

Okay, I get that. But where can you do just 1% better the next day? And maybe 1% better is simply writing down a vision board and writing down, okay, these are my goals, even if they don’t feel very achievable right now. What can you do that’s a little bit better to get you closer to achieving those?

Cosmos

No, Angela. Like all, that’s the takeaway from this podcast: doing 1% better.

And so Angela, as a continuation of this, like, can you tell the audience a little bit more about FireCareer.com and like your website and more about what you do and how you help people and all that

Angela

My website, Fire Your Career, is designed to help people live a life built on their terms. That means elevating your career through traditional means. I also talk about side hustles, turning your side hustle into a full-time gig and other things. However, the focus is much more on your career and using it to achieve financial freedom. 

So I talk about anything from negotiating with your employer or getting new jobs that will allow you to achieve this income you’re seeking out and investing, investing in ways that are going to help you achieve financial freedom or will appeal to your financial goals, whatever those are, and striving forward to make a difference in the goals that you’re setting up yourself so that ultimately you can live life on your terms as you had mentioned at the beginning of cosmos. If more people could live on their terms, the world would be much happier and better. 

So that’s what I aim to do is empower people to do just that through many of the means that I have already. I’m still on my journey. I still have many more things that I hope to achieve, but I want to carry people on that journey with me and support others throughout their journey. The other thing I will say is that if anyone is just getting started on their journey or is passionate, I highly recommend starting with my free eBook. eBook. It’s called Seven Ways to Fire Your Career. 

It has seven really simple ways to get started on this journey to financial freedom with your career so you can become financially free and successful. It starts small, but it’s just doing that 1% better. Start with where you’re at today and continue striving for it to achieve your greatest goals so you can live on your terms.

Cosmos

I recommend anyone listening to this check out your website and eBook because we all want to live on our terms. That’s the entire point of financial freedom and freedom in general. You know you want to make your own choices, and the right to make our own choices makes us truly American.

Angela

Absolutely.

Cosmos

So Angela, are there any other projects you’re working on right now that you’d like the audience to see?

Angela

I’m working on a few other projects, and I’m working every day to provide new tools that are actionable and usable for my audience. 

So stay tuned for the latest updates. I have new posts that go up weekly, a newsletter with some of the latest tips and tricks, a budget calculator, and a net worth calculator. I have all sorts of handy tools, and I’m always working on new things. 

I’m adding new things as I learn or incorporate new things into my life. So, I would encourage people to check out the website frequently because new things are always happening. So yeah, I always aim to bring the latest tips and tricks to help people fire their careers and live on their terms.

Cosmos

That is great, Angela. Once again, can you tell the audience about the website name? Exactly. Also, how can the audience connect with you and get to know what you’re doing, your work, and everything else?

Angela

Yeah, for sure. One of the best places to connect with me is through the website. So it’s just fireyourcareer.com. You can get my free ebook@fireyourcareer.com ebook, which will also sign you up for my newsletter, which goes out every week. You can also email me directly. There are contact links on the website itself. I always encourage people to reach out to me regarding their specific circumstances. I’m more than happy to offer tips and suggestions based on what you’re doing and where you’re currently at today. I am more than happy to provide you with resources and help. So, yeah, feel free to reach out to me there. That’s the best way to reach me.

Cosmos

That is amazing, Angela. I’m so grateful you took the time to come to this podcast and share your knowledge of living life on our terms. You gave tips on how to make financial investments and get out of debt. I do hope that you will take the time to come back to this podcast at a later time.

Angela

Absolutely. Thanks, Cosmos.

Cosmos

Yeah, thank you.

I want to conclude this episode by letting my full, extraordinary Americans know that there’s an extraordinary within every one of us, and we must awaken it and unleash it. Until next time. Bye for now.